Thursday, 29 March 2012

  • Overall happiness

    There was a recent article that said that the happiest year for most men is when they are 33. I'm turning 31 tomorrow and 33 seems two years too far away to think about. At this moment in life, I know two things:

    1. It would really be hard to top my last year in college.
    2. My happiness is about an 8 on a scale of 1-10.

    Life has been pretty great the last couple of years. No real problems or issues have come up. I've completely gone out of debt (over 22k in credit card debt) and I married a wonderful wife who is not only super supportive, but complements me completely.

    It's hard to ask for more, which also makes it hard to blog regularly. I have nothing to say anymore as people just don't like reading happy posts all the time. I'd be lying if I said I blogged for myself.

    I think a lot of people don't realize that happiness can be obtained and most importantly, it's from having a healthy lifestyle. You wake up feeling better, both physically and mentally. I've since cut back on binging, whether it's drinking or eating. I try to sleep earlier and try to exercise as often as possible.

    You know that feeling of built up stress? Yeah, I don't feel that. Just by eating better and exercising regularly, I am losing weight and feeling more clarity and focused as ever. Happiness starts from living healthy, mostly because of how you feel at any given point.

    Maybe I'll be happier at 33, but that's only because I'll be a father by then. You only live once, which many people use as an excuse to go all out. I think of it as something really precious. You only have one chance--make the best of it.

Monday, 05 March 2012

  • Morning coffee

    All around Manhattan, on practically every block corner, are coffee carts. They have coffee, tea and all kinds of breakfast selections like bagels and muffins. Some even have hot breakfasts and you can order eggs and bacon.

    Along the way from my stop at Lexington and 59th Street, to work, about two blocks, I walk by four carts. Around my building, not including those four, are another three carts, totaling seven within a two block radius. I've been to all seven and only two serve decent coffee. It's interesting that you can tell other people tend to feel that way because the lines for these carts are much longer than the other ones.

    What I don't understand is how these cart owners not understand why the cart across the street always has a line, but their own cart barely have any customers. It's obvious that those other carts are doing something right.

    The ROI (return on investment) is so much higher if they'd just invest in better coffee. The problem is that once you screw yourself over with crappy coffee, people aren't as likely to come back so essentially, your customers are usually one-time only. I go to the same cart whenever I get coffee and although it's not the best, it's good enough. The guy recognizes me and knows my order right away, just like he knows everyone else's order who is in front of me. We are all returning customers. He even let's us buy on credit! I only had a $20 bill and he told me to give him the dollar next time.

    Which brings me to the next thing--customer service. The fact that he remembers my orders and is polite everytime I see him, makes me want to go back. Some of the other cart owners have very poor attitudes and it's hard to want to support a business like that. One time, I bought coffee and two hard-boiled eggs from my guy and as I was putting the change away, I dropped my coffee and eggs. Without missing a heart beat, he quickly made me another cup and packed two eggs into a new bag and told me it wa okay. He wouldn't even take my money despite the fact that it was entirely my fault. How can I ever go back to another cart?

Thursday, 01 March 2012

  • Part of the 1%, but not really

    There was an article in the WSJ yesterday titled, "Struggling on $350,000 a year" (javascript:mctmp(0);) referring to a guy who makes $350k and doesn't think he makes enough to live comfortably in NYC. While it's true that his salary may put him in the 1% category, he's nowhere near "rich" (in our opinion), but many would disagree.

    It's not my place to criticize how he spends his money, but it's more about choices than actual $ value. My parents made a combined like $40k a year and were able to raise two "successful" children in NYC. They were able to purchase their own home and cars. Obviously, they couldn't send either me or my sister to a $32k/yr private school, but who knows if my parents would have if they could? I think my parents tried to make the most with their money and if they could afford to send their children to a top school so that they can have a better education, then why not?

    While that's rational, articles like that really cause bigger disparities between the 1% and 99%. Personally, I don't really understand the OWS movement. Why did they protest banks when they should be protesting the politicians who are being lobbied by the banks? A lot of them talk about redistribution of wealth, but that's communism and when confronted, mention that they "only want what's fair."  But what's fair?  I think there are a ton of jobs out there and if you're not motivated to work, then you're never going to get anywhere.

    The reality is that I'm positive an overwhelming majority of those in the 99% want to be part of that 1%, so it's redundant to protest against a group they aspire to be.  I'm sort of off a tangent on this, but the point I'm making is that everyone wants to make more and a lot of critics against the man in the article are just haters.  At the end of the day, we all want to make more money.  

    What are your thoughts on the article?  Do you think $350k a year should be more than enough and he's just whining?

Monday, 27 February 2012

  • Early morning workouts

    For the first time in a long time, I decided to wake up and work out. Thirty minutes in, I remembered why I hadn't done it in so long; I get nauseous when I work out on an empty stomach.

    Running on the otherhand is no problem as long as I keep myself hydrated. It's been an hour since I stopped and the nausea has subsided, but I still feel like crap. I already had my post-workout shake, but I still can't shake off the weakness I feel, as if there's an overdose of lactic acid build up in my muscles. This is going to be a long morning.

    Do you ever work out in the morning? Am I the only one who feels like crap afterwards?

Thursday, 23 February 2012

  • Preparing your resume - Tips and Advice

    I've received about about 10 resumes this weekend from a bunch of people—whether it’s their own, or someone they know who might be interested in the job that was posted by another friend. While I didn’t really expect people right out of college to have great looking resumes, I was surprised by the look of these resumes from people who have at least 1-3 years worth of work experience. So I decided to post this as a reference for anyone who is looking to improve their resume.

    I wouldn't call myself a pro at this, but after reviewing so many resumes in the past couple of years, there are many mistakes that are repeated.

    In no particular order of importance-

    A. Spelling/grammatical mistakes. As obvious as this may sound, you'd be surprised how many people submit their resume without proofreading.  As soon as you are drafting your resume, you should proofread your resume and then have at least two other people proofread it before you submit it for anything. If you assume that someone is hooking you up with a job, they are then assuming that whatever you provide them is the end product of your resume. If there are spelling and/or grammatical mistakes in there, they would automatically think that you are either careless or didn’t put in the effort. If your friend thinks that, what do you think HR or Hiring Manager would think?

    B. 
    Aesthetically pleasing. It’s important that before reading anything, your resume is formatted properly and that there’s not a disproportionate amount of white space (lots of white space on the left, but none on the right or lots of white space at the bottom, but not balanced from the top). I have seen many resumes where there are words on it, but it looks empty. I’ve seen resumes where the formats are not consistent and the spacing is weird. It cannot look like you spent 2 hours working on it. It’s a reflection of who you are as a candidate.

    1. Use a unique template. About 90% of the resumes I normally receive, come from one of the Microsoft Word resume templates. This is NOT acceptable. Whoever designed the MS Word resume template probably never had a nice looking resume because not only are the fonts and spacing really generic, it’s straight up ugly. There’s also a crazy amount of white space that causes the resume to look empty. Plus if 90% of the resumes are like that, chances are, a large % of resumes HR receive are like that as well. You’re not standing out by doing what everyone else is doing. Browse the internet and find other people’s resumes.  Ask your friends to look at theirs and see if you can use their format.

    C. Education does not come first. If you have been out of school already and have at least 1 year worth of work experience, do not put Education above Work Experience. A resume should be looked at top to bottom. Your education plays second to your work experience. Emphasize that first.

    D. 
    Do not put your GPA unless it’s an A- (or above). If you think anything between a 3.0 and a 3.5 is considered a “high GPA,” just think about it in terms of letters. If you changed it to a letter grade, it would be something along the lines of a B+. Do you really want to say that you’re only a B+ student?

    E. 
    Bullet points should be responsibilities and impact. Virtually every resume I received has a long list of responsibilities. That’s not what a resume is, a list of things you do. First of all, there should be no more than 5-6 different things. If it's more than six, then choose the 5-6 most important things you do and put those on. You want to tell the person reading it, what exactly you do and what kind of impact do you have with that responsibility. Provide examples of those "achievements" you have.  The format should always be something along the lines of [a responsibility] + [impact or affect of your work].

    F. 
    Keep it one page. Rule of thumb is that if you don’t have about 10 years of work experience, you shouldn’t have two pages. Most people are interested in only your current jobs and what you do. I rarely get asked about my time right out of college. It’s just not that important. 

    G. Tailor resume to fit job description. Read the job description carefully and see how you can incorporate your experiences to fit the need of the person hiring. For example, many of the resumes submitted did not demonstrate finance or accounting experience. If you do in fact have some, at least highlight/illustrate that in your resume. If someone has to search your resume to see how it applies to what they're looking for, it's going to raise some red flags.

    H.  Use a decent email address.  As mentioned in one of my earlier posts, there is definitely email address bias.  There are people who look down on "hotmail" or "yahoo" email addresses.  But more importantly, try to use a professional email address like yourname@email.com.  "AznCutie@gmail.com" for example should NOT be used.

    Anything else I missed?

Monday, 13 February 2012

  • Running

    I decided to try and qualify for the 2013 NYC Marathon. In order to do so, you have to run 9 races and volunteer for one, the previous calendar year.

    Personally, I hate running. Unlike a lot of runners, I don't get the "runner's high" like they do. It's a chore and it's boring, which makes it so much more difficult. What I do like are challenges and playing other sports. These races will push me to train and get me into better shape.

    I've already begun running and lifting again. Last year's Spartan Race really kicked my ass. I'm not the giving up type, but I almost have up. I'm really looking forward to do better this year.

    Will Smith once said that he loved to run. It was because it's one of those things where at a certain point, there's a voice in your head that tells you to stop. You just have to push yourself and keep going. I've been at the point where I can't lift my arms anymore from working out, but so far, have never been at the point where I couldn't run anymore due to fatigue.

    Running the marathon has always been on my list of things to do before I die. While I don't believe in having New Year's resolutions, this is one goal I have to cross off my list. I just hope that I don't end up like Barney, stuck on the 6 train after the race.

    Do you run? Why?

Thursday, 09 February 2012

  • Buying versus renting

    Last month, Mrs. jigg and I saw a condo in Brooklyn that we really liked. It has four bedrooms, two full bathrooms and a finished basement, totalling about 2,800 square feet. It's brand new, near a very good elementary school and would cut our current commute to and from work by about an hour. Best of all, at $599k, it was affordable.

    The problem was that both my wife and I don't really think its ever worth it to own. Because this is a new property, it will cost about $30k to close. Interest on a 30 year loan will be another hundred thousand. Including monthly maintenance and properly tax, we're talking about A LOT more than $599k.

    I think a lot of people think property is a good investment. I think the ROI is actually very low considering how much you actually pay. The last ten years have really impacted these thoughts, but that's because of the bubble that heavily inflated the value of homes. Any reports indicate that values will continue to go down for the next year or two.

    But then again, maybe these financial justifications are really what I'm telling myself. Maybe I just don't like being tied down to a mortgage, or a home that I may not want to live-in, in 5 years.

    Some people may argue that renting is a waste of money because you're not preserving your wealth. But if I rented in an ideal location that won't cost too much, I can always take the leftover money I saved and put into some steady investments. If I hedge and balance correctly, I might be able to double my money in 7-9 years. These investments wouldn't be for now, but for when I retire.

    Anyway, we were pretty close in buying that place, but the guy wouldn't budge on the price and we're not willing to pay so much, knowing that the value would go down. Buyer's market right?

    What are you thoughts on this?

Monday, 06 February 2012

  • Betting on the team you don't support

    Two weeks ago, a discussion came up regarding betting on the Super Bowl. Apparently, when the Giants lost three straight during the season, the futures bet for them to win the Super Bowl at like 80 to 1. A ton of Giants fans took that bet. Those people are rich now of course. One friend who I always assumed was a die-hard Yankees fan, said the Red Sox are underrated this coming season and will be putting in his futures bet on them to win the World Series.

    Wait. What? A Yankees fan, putting down money to bet on not only another team to win the World Series, but the Boston Red Sox? For those of you who don't follow baseball, the Yankees - Red Sox rivalry is arguably the greatest rivalry in sports, ever. To call yourself a Yankees supporter and then putting your money on the Red Sox to win it all, makes no sense.

    He argues that money is money and it is completely separate to his support for the Yankees. It's like "hedging" his bet that "just in case the Yankees don't win, [he] won't be as sad because he might win some money back to make up for it.

    No true Yankees fan would do that, just like we wouldn't wear a Red Sox cap no matter what. Being a sports fan has no rhyme or reason. Each team is like individual cults, where we invest our money, time and emotions into them. Mrs. jigg, who doesn't really follow sports, loves the Pats--like a true fan of them. He can never like the Giants and the Jets and would never be able to put money on them. It's like believing in God and betting on the devil. Just doesn't work like that.

    While I have many friends who sees things like this, there are just as many who thinks its okay. I feel like if you are not a true fan, not a follower of any team, then of course you think it's okay. But for my friend who claims to be a Yankees fan, I wonder if he's an anamoly.

    Thoughts?

Thursday, 02 February 2012

  • Xanga Mobile App - Finally!

    For years, I've been waiting for Xanga to create an app. I used to use iBlogger on my iPhone to post entries, but for some reason, the app went dead a few months back. I used the Xanga mobile site (m.xanga.com), but the formats and spacing was all messed up. It became really hard for me to blog since I could never blog at home or at work (anymore). And of course, I ran out of new things to say.

    Now that Xanga has an app (and it works pretty well except for a few bugs), I have no excuse to led me blog die. It took me so long to make it what it was and now, no one even checks for updates anymore.

    Xanga couldn't have rolled this out at a better time. It's impossible to compete with other sites when you lack the accessibility they have with the smart phones. I think the only company I use now that doesn't have an app (yet) is HSBC. I love HSBC for their convenience with travel and doesn't have crazy charges and fees like many of the other banks. But I think they know the lack of an app will not hold onto customers for long. You have to stay competitive in all aspects.

    What do you use now that you wished, had an app?

Monday, 30 January 2012

  • Friends going out with your Ex. Weird or not?

    So a friend of mine (Friend A) is dating the Ex-gf of another friend of mine (Friend B). Friend B and the Ex were together for about 3 years during college and she has a lot of mutual friends. A couple of years back, she began dating another one of Friend B's friends (Friend C). Before any other thoughts go through your head, I would like to add that she's a really nice and friendly person and I don't personally think she does it on purpose to make Friend B uncomfortable.

    Anyway, so what happens is that both Friend A (Ex-gf's current boyfriend) and Friend C (Ex-gf's previous boyfriend) both knew Friend A pretty well and out of respect, both notified him that they were going beyond friendship with his Ex-gf. I thought this was the right thing to do. It's not about "asking for permission," but more like giving a "head's up" out of respect. If one of my friends wanted to date any of my Exes (sp?), I would like them to let me know. I think it's weird when a friend dates anothe friends Ex, but I understand that things happen.

    So what happens then is Friend B sends a text to both his Ex and Friend A and says something along the lines of, "As awkward as it is, I wish both you guys the best--my only request is that you two keep the PDA at a minimum when I'm around. Thanks."

    Personally, I think that to be an extremely reasonable request. I think Friend A thought so as well. In fact, I think most guys would think so. However, his Ex-gf does not think so. She doesn't feel it's right for Friend B to make such a request. Yes, they've had a history together, but it's way in the past. Friend B reasons that he's not comfortable that his friends are dating his Ex-gf, but will not do anything to stop it since it's not his place to.

    The most interesting part is that Mrs. jigg also agrees with the Ex-gf and thinks Friend B's request of "minimal PDA around him" is out of line. She doesn't think that a friend dating another friend's Ex is weird at all. I think that's crazy, but it led me to wonder, is it only a guy thing?

    Ladies, can you chime in and comment on this matter? If say, your friend dates your Ex-bf, how would you feel? If you were "okay" with it, does it mean that it's not weird to you?

jigg

  • Visit jigg's Xanga Site
    • Name: Raymond Lee
    • Location: Brooklyn, New York, United States
    • Birthday: 3/30/1981
    • Gender: Male
    • Member Since: 3/12/2002
    • True Lifetime

411


Age: Big 3-0!

Marital Status: MARRIED!

Current Location: Staten Island, New York

Raised in: Sheepshead Bay, Brooklyn

Location of Residence: Brooklyn

Employment Status: Senior Financial Analyst

Major: Modern European History

Favorite things to do: Sing, Read, Write, Listen to music, Fish, watching Anime, Rock climbing and bouldering...

Expert at: Carrying interesting conversations and sounding smart, but being otherwise.

Currently looking for: The love of my life. Someone who is smart, responsible, laidback, funny, and beautiful inside and out. If that describes you... hollah! Found her!

Primary Goals in life: Marriage, having children, PhD in History

Other Goals: Experience the maximum amount of experiences, see the world, become a Renaissance Man.

Current location in life: In New York, just working my way up the corporate ladder.

Possible paths for the future: Masters Degree in History, NYC HS Teacher

Favorite sports: Baseball, Soccer, Hockey, Football

Favorite Teams: Yankees, Manchester United, Pittsburgh Penguins, 49ers

Favorite athletes: Don Mattingly, David Cone, Teddy Sheringham, David Beckham

Most Hated Teams: Boston Red Sox, Liverpool FC, Leeds United

Likes: Great conversations, good food, good people, bamboo paintings, Prada, tattoos, piercings...

Tattoos: 2

Located at: Upper left arm and right forearm

Piercings: 4

Located at: Two on each earlobe.

Things I like to do: Listen to music, chit chatting online, ponder about life, going to museums, any kind of site seeing, writing fiction, taking random pics of things, have long conversations at cafes or bars, watching and playing sports (baseball, soccer, football), snowboarding, surf the internet, read all kinds of books, reading magazines, give advice, watch movies, watch Broadway, eating out at good restaurants, shopping, travelling, road tripping, fishing, rock climbing, drinking, xanga

Favorite cuisine: Italian, American, French, Mexican, Vietnamese, Chinese

Favorite Junk Food: Chips (Salt and Vinegar, Sour Cream and Garlic), All kinds of Nachos, Tostitos with Salsa, Chocolate chip cookies with milk, dark chocolate -- especially with almonds

Addicted to: Ketchup and Soy Sauce. (Not at the same time!)

Favorite drinks: Pepsi, alchohol, OJ, black tea (especially strawberry black tea).

Preferred Alcoholic Beverages: Red wine - Preferably French, Dark beers (Newcastle Brown Ale, Boddingtons Ale, Guinness) Vodka (Grey Goose, Ketel one), Gin (Tanquerray ONLY), Whiskey (Macallan 12)

Favorite mixed drinks: Tanquerray Martini (Slightly dry with lemon twist)

Hated Alcoholic Beverages: Cheap anything! Cheap alcohol sucks!

Favorite Music genre: Rock (Metal, Alternative, Punk, Hard), Classical (Mozart only), Chinese Rock, Chinese Pop, Japanese Rock

Favorite Bands/Singers: Aerosmith, Guns N Roses, Metallica, Pearl Jam, Beyond, Nirvana, Smashing Pumpkins, Bon Jovi, X Japan, Jacky Cheung, Jay Chou

Favorite Songs: Too many to name

Favorite Movie Genres: Mindfucks, Drama, Romantic Comedies, Comedy, Thriller/Mystery, Sci-Fi, Action

Favorite Movies: Top Gun, Forrest Gump, Pulp Fiction, Usual Suspects, Jackass: The Movie, Die Hard Trilogy, Indiana Jones Trilogy, Lord of the Rings Trilogy, Terminator 2, Guns and Talks (Corean), Be with you (Japanese)

Favorite Actors: Jack Nicholson, Kevin Spacey, Ewan McGregor, Tom Hanks, Tom Cruise, Brad Pitt, Johnny Depp, Sir Sean Connery, Robin Williams, Bruce Willis, Edward Norton Jr., Sir Anthony Hopkins, David Duchovny, Tony Leung

Favorite Actresses: Helen Hunt, Gwyneth Palthrow, Julia Roberts, Nicole Kidman, Maggie Cheung

Favorite TV Shows: Law and Order (The Original), X-Files, Star Trek - TNG, Friends, Frasier, Seinfeld, Will and Grace

Favorite Fictional Characters: Indiana Jones, Richard Sharpe (Sharpe Series), Dagny Taggart (Atlas Shrugged), Aragorn (LOTR), Jack McCoy (Law and Order), Captain Jean-Luc Picard (Star Trek - TNG), Chandler (Friends), Fox Mulder and Dana Scully (X-Files), Niles Crane (Frasier), Jack Bauer (24)

Favorite Anime/Cartoon: DBZ, Naruto, Batman, Spiderman, Fullmetal Panic!, School Rumble

Favorite Cartoon Characters: Spiderman, Vegeta (DBZ), Batman, Kakashi (Naruto), Katsumi Fugiwara (Initial-D), Raphael (TMNT), Bugs Bunny

Favorite reads: Mainly classics, lots of non-fiction, detective novels, thrillers, biographies, general fiction

Favorite books: A Tree Grows in Brooklyn (Betty Smith), The Deer and the Cauldron (Louis Cha), Hamlet (William Shakespeare), Moby Dick (Herman Melville), Pride and Prejudice (Jane Austen), Harry Potter - Books 3 and 4 (J.K. Rowling), With Old Breed (E. B. Sledge), Fifth Chinese Daughter (Jade Snow Wong), Three Kingdoms (Translated by Robert Moss), LOTR, The Sharpe Series


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